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The Most Common Lies Insurance Companies Will Say After an Accident

Whenever experiencing an insurance company that seems to be lying about why they will not pay for your claim, it’s always beneficial to work with an attorney who knows what to do. They have what it takes to fight against insurance companies with bad intentions.

When reviewing your denied insurance claim, there are many lies insurance companies will tell you as they try to justify why they decided not to pay out your claim. Our firm has heard many excuses and lies from insurance companies throughout our practice, and we want to ensure that their words don’t deter you from seeking justice. To better prepare you for what to expect, here are some of the most common lies you may hear throughout your case.:

“Your Claim Was Not Filed On Time.”

Although this may be true in some cases, insurance companies will sometimes try to use this as an excuse, even if the claim was filed within the requested time frame.

“The Accident was Your Fault.”

It’s common for insurance companies to place the entire blame onto the policyholder to try to avoid paying any claims. Always consult with an attorney before accepting fault for the accident.

“It’s Not Covered By Your Policy.”

This is the most common way an insurance company would try to avoid paying out your claim. They try to find a loophole in their language to make you believe you are not covered. An example is an insurer saying your claim cannot be covered because you did not purchase the correct type of coverage or due to a technicality. This is why it is important to know your policy’s terms and conditions and consult with a skilled professional.

“The Damage is Not Extensive Enough to File a Claim.”

Lowballing a policyholder is also a common tactic insurance companies use to get out of paying out submitted claims. They will tell them the damage and injuries are insufficient to warrant filing a claim. Sometimes they may even suggest to the policyholder that it is cheaper to cover the cost of medical expenses and repairs out of their own pockets rather than trying to file a claim and seek payment through the insurance company.

“You Don’t Need a Lawyer. We Can Help You Instead.”

Insurance companies will also likely convince a policyholder that getting a lawyer is a waste of time and money and that they can work something out to save them the trouble. In reality, this is just a tactic they often try to use to avoid a lawyer getting involved. Lawyers know the lies and deceitful behavior tactics insurance companies use to lowball or wrongly deny policyholders, so they try not to get them involved.

Contact a Skilled Auto Accident Attorney

Fighting insurance companies can be a real challenge, especially when you don’t have the experience and expertise to do so. Insurers often have bad intentions and don’t have your best interest at heart. They care about what saves them the most money.

Receiving a denied insurance claim can often be frustrating, but it’s important to understand that you may still have options. As it’s easy to feel like your claim’s result success was determined unfairly or in bad faith, working with a skilled attorney can be highly beneficial to getting you the justice you deserve after your accident. Here at Lance P. Richard, P.A., we have a team of skilled auto accident lawyers who want to take the load off your hands. We are dedicated and tenacious and promise to do all we can to get you the justice you deserve. Let us be your voice.

Contact our office today at 772-934-4070 or visit us online to schedule your free consultation with one of our award-winning attorneys and discuss the details of your case in greater detail.

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Lance has been helping people successfully navigate the complexities of the legal system for over 25 years. When you hire him, you don’t just get an attorney, but a true partner who is committed to ensuring your best interest in passionately pursued. Contact us today - we’d love to hear how we might be able to help you through this difficult time.

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